health insurance Archives - Living with Scleroderma

Merrily (NOT) We Enroll Along

Evelyn Herwitz — Tue, 14 Nov 2023 13:00:03 +0000

For those of us in the U.S. who are 65 and older, these weeks leading up to December 7 are our annual opportunity to choose a new Medicare plan. It’s called open enrollment season, but it’s not a season to be jolly. No, it’s a season to either stick with what works or bang your […]

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Of Colonial Mariners and Health Insurance Mandates

Evelyn Herwitz — Tue, 18 Feb 2020 13:00:27 +0000

With all the controversy swirling around health care reform these days, it’s hard to find clarity. For so many, especially those of us living with chronic disease, the high cost of insurance deductibles and prescription drugs all too often forces impossible choices between paying basic living expenses and getting appropriate care. Narrow networks limit provider […]

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To Appeal or Not to Appeal

Evelyn Herwitz — Tue, 19 Sep 2017 12:00:58 +0000

I’m pleased to report, three weeks post hand surgery, that I’m making small progress every day. I’m able to sit at my computer for most of the afternoon, and it’s been great to catch up with my clients and focus on projects instead of my hands. I drove short distances twice last week — to […]

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Existing Conditions

Evelyn Herwitz — Tue, 17 Jan 2017 13:00:28 +0000

With the presidential inauguration only a few days away and the Republican-controlled Congress on a fast track to repeal the Affordable Care Act, it’s essential for all of us who live with chronic diseases to understand what’s happening to health insurance coverage. Much is still in flux. I have been staying up far too late […]

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Hidden Costs

Evelyn Herwitz — Tue, 12 Aug 2014 12:00:07 +0000

Just over a month into our new health insurance policy, and, although it could be worse, the view is not pretty. When the hospital where Al works was bought out last year, I had misgivings. I am not paranoid. Aside from a four-figure deductible, which, I understand, is becoming the industry standard, we are now […]

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For Better or Worse

Evelyn Herwitz — Tue, 08 Jul 2014 12:00:27 +0000

A week ago, July 1, our health insurance policy changed. I don’t know if it’s for better or worse, but it’s certainly going to be more expensive. The hospital where Al serves as a social worker changed corporate owners, and belt-tightening is their M.O. So now we have somewhat lower monthly premiums, but much higher […]

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